Second Chance Checking, Wachovia Bank, Tallahassee, FL

Find a new account for people on Chexsystems in Tallahassee FL

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Wachovia Bank, Tallahassee, FL

Have you been able to get a second chance checking account at Wachovia Bank?  

0 people have gotten a Second Chance Checking Account at Wachovia Bank.

If Wachovia Bank at 3529 Thomasville Rd does not have Second Chance Checking, you can try checking out other banks in Tallahassee.

Banking Tips

Having your checking account straight into the negative and subsequently not paying it back is nothing a person should have to go through. With increasing fees from Non Sufficient Funds fees, it might be tough to pay the money back. If you are having problems getting a new checking account, you need to get a second chance checking account.

Whenever a bank gives you a new checking account similar to this, they know that you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you may have personal issues with other banks, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You will get a second chance checking account, and sometimes banks will simply take off a couple capabilities to help make sure your account doesn't get into the negative again. Once you get a fresh start with a checking account, make sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never get into the negative with your checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

The next thing you know, the person finally cashed the check so you will have 4 charges that put your bank account in the negative. That's 4 NSF service fees. So together with your second chance bank account, you'll want to be sure to keep an eagle eye on all charges. You won't just develop trust together with your new bank, but you can get better at handling your hard earned money.

 

Wachovia Bank

3529 Thomasville Rd

Tallahassee, FL

(850) 425-6030


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