Second Chance Checking, Wachovia Bank, Pittsburgh, PA

Find a new account for people on Chexsystems in Pittsburgh PA

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Wachovia Bank, Pittsburgh, PA

Have you been able to get a second chance checking account at Wachovia Bank?  

1 people have gotten a Second Chance Checking Account at Wachovia Bank.

If Wachovia Bank at 444 Liberty Ave, #1400 does not have Second Chance Checking, you can try checking out other banks in Pittsburgh.

Banking Tips

Having your own checking account into the negative and then not being able to pay it back is nothing someone should have to go through. With stacking fees from Non Sufficient Funds fees, it could be difficult to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.

Whenever a bank gives you a new bank account such as this, they already know you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you have money troubles with other financial institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You will get a second chance checking account, and sometimes the banks may just take off a couple abilities to help make sure your account doesn't get into the negative again. When you get a new start with a checking account, make certain you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never go into the negative with your second chance checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

Next thing you know, the person eventually cashed the check and you will have 4 charges that put your account in the negative. That would be 4 NSF service fees. So along with your second chance checking account, you have to make sure you retain an eagle eye on all expenditures. You won't just develop trust with your new bank, but you will get better at taking care of your dollars.

 

Wachovia Bank

444 Liberty Ave, #1400

Pittsburgh, PA

(412) 454-4600


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