Second Chance Checking, Union Bank, San Diego, CA

Find a new account for people on Chexsystems in San Diego CA

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Union Bank, San Diego, CA

Have you been able to get a second chance checking account at Union Bank?  

1 people have gotten a Second Chance Checking Account at Union Bank.

If Union Bank at 1101 Market St does not have Second Chance Checking, you can try checking out other banks in San Diego.

Banking Tips

Getting your bank account into the negative and then not being able to pay it back is nothing somebody should have to experience. Having stacking fees from Non Sufficient Funds fees, it can be difficult to pay the money back. If you are having problems getting a new checking account, you need to get a second chance checking account.

When a bank provides you with a new bank account such as this, they already know you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you have personal issues with some other financial institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You can aquire a second chance checking account, and sometimes the banks may simply take off a few capabilities to help ensure your account does not go into the negative again. When you get a new start with a second chance checking account, be sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and not go into the negative with your second chance checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

The next thing you know, the person finally cashed the check so you will have 4 charges that put your account in the negative. That is 4 NSF fees. So together with your second chance banking account, you should ensure you keep an eagle eye on all expenditures. Not only will you create trust along with your new bank, but you can get better at managing your finances.

 

Union Bank

1101 Market St

San Diego, CA

(619) 702-2768


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