Second Chance Checking, Summit Bank, Tulsa, OK

Find a new account for people on Chexsystems in Tulsa OK

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Summit Bank, Tulsa, OK

Have you been able to get a second chance checking account at Summit Bank?  

0 people have gotten a Second Chance Checking Account at Summit Bank.

If Summit Bank at 5314 S Yale Ave, #100 does not have Second Chance Checking, you can try checking out other banks in Tulsa.

Banking Tips

Getting your own bank account straight into the negative and subsequently not being able to pay it back is nothing someone should have to go through. Having increasing fees from Non Sufficient Funds charges, it could be hard to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.

Whenever a bank gives you a new checking account similar to this, they already know you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you have monetary troubles with some other banks, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You can obtain a second chance checking account, and sometimes the banks may just take away a few abilities to help make certain your bank account does not go into the negative once again. When you get a new start with a second chance checking account, make sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and not enter the negative with your checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

Next thing you realize, the person eventually cashed your check and you now have 4 charges that put your bank account in the negative. That's 4 NSF service fees. So along with your second chance banking account, you have to be sure you retain an eagle eye on all charges. You won't just develop faith with your new bank, but you can get better at taking care of your hard earned money.

 

Summit Bank

5314 S Yale Ave, #100

Tulsa, OK

(918) 481-8811


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