Have you been able to get a second chance checking account at Rockland Trust Company?
0 people have gotten a Second Chance Checking Account at Rockland Trust Company.
If Rockland Trust Company at 655 Main St does not have Second Chance Checking, you can try checking out other banks in Chatham.
Getting your own bank account straight into the negative and then not paying it back is nothing somebody should have to go through. Having increasing fees from NSF fees, it can be tough to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.
Whenever a bank provides you with a new account like this, they already know you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.
When you have money problems with different banks, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.
You will get a second chance checking account, and sometimes banks may just take off a couple abilities to help ensure your bank account does not get into the negative again. Once you get a fresh start with a second chance checking account, be sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.
So to make things easier and not get into the negative with your new bank account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.
Next thing you realize, the person finally cashed the check and you now have 4 charges that put your accounts in the negative. That would be 4 NSF charges. So together with your second chance bank account, you have to be sure to keep an eagle eye on all charges. You won't just build trust together with your new bank, but you can get better at controlling your dollars.