Second Chance Checking, PNC Bank, Cincinnati, OH

Find a new account for people on Chexsystems in Cincinnati OH

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PNC Bank, Cincinnati, OH

Have you been able to get a second chance checking account at PNC Bank?  

0 people have gotten a Second Chance Checking Account at PNC Bank.

If PNC Bank at 6070 Montgomery Rd does not have Second Chance Checking, you can try checking out other banks in Cincinnati.

Banking Tips

Having your checking account directly into the negative and subsequently not being able to pay it back is nothing someone should have to go through. Having stacking fees from NSF fees, it might be hard to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.

When a bank gives you a new account like this, they know that you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you may have financial troubles with some other financial institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You will get a second chance checking account, and sometimes banks will just take off a few capabilities to help make certain your bank account doesn't get into the negative again. Once you get a fresh start with a checking account, be sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never go into the negative with your bank account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

Next thing you know, the person eventually cashed your check so you now have 4 charges that put your accounts in the negative. That's 4 NSF charges. So together with your second chance banking account, you should make sure you keep an eagle eye on all charges. You won't just create faith together with your new bank, but you can get better at controlling your money.

 

PNC Bank

6070 Montgomery Rd

Cincinnati, OH

(513) 631-1515


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