Second Chance Checking, First Community Bank, Tomball, TX

Find a new account for people on Chexsystems in Tomball TX

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First Community Bank, Tomball, TX

Have you been able to get a second chance checking account at First Community Bank?  

1 people have gotten a Second Chance Checking Account at First Community Bank.

If First Community Bank at 1150 W Main St does not have Second Chance Checking, you can try checking out other banks in Tomball.

Banking Tips

Having your bank account into the negative and subsequently not paying it back is nothing somebody should have to experience. Due to increasing fees from NSF fees, it could be tough to pay the money back. If you are having problems getting a new checking account, you need to get a second chance checking account.

Whenever a bank gives you a new bank account like this, they know that you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you have financial troubles with other banking institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You will get a second chance checking account, and sometimes banks may just take away a couple capabilities to help make certain your bank account does not go into the negative once again. Once you get a new start with a second chance checking account, make sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never go into the negative with your checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

Next thing you realize, the man or women ultimately cashed your check so you will have 4 charges that put your accounts in the negative. That could be 4 NSF charges. So together with your second chance checking account, you'll want to be sure you keep an eagle eye on all charges. You will not only build trust together with your new bank, but you will get better at controlling your hard earned dollars.

 

First Community Bank

1150 W Main St

Tomball, TX

(281) 351-1020


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