Have you been able to get a second chance checking account at Chase Bank?
0 people have gotten a Second Chance Checking Account at Chase Bank.
If Chase Bank at 1201 W Main St does not have Second Chance Checking, you can try checking out other banks in Lewisville.
Getting your own bank account directly into the negative and subsequently not paying it back is nothing a person should have to go through. Having stacking fees from NSF fees, it can be hard to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.
Whenever a bank gives you a new checking account similar to this, they already know you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.
When you have money troubles with other banking institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.
You will get a second chance checking account, and sometimes banks will simply take off a few abilities to help make sure your bank account does not get into the negative once again. Once you get a new start with a second chance checking account, be sure that you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.
So to make things easier and not enter the negative with your checking account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.
The next thing you know, the person ultimately cashed your check so you now have 4 charges that put your accounts in the negative. That's 4 NSF fees. So with your second chance checking account, you'll want to make sure you keep an eagle eye on all expenditures. You won't just build faith with the new bank, but you will get better at handling your hard earned money.