Second Chance Checking, American National Bank, Ardmore, OK

Find a new account for people on Chexsystems in Ardmore OK

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American National Bank, Ardmore, OK

Have you been able to get a second chance checking account at American National Bank?  

0 people have gotten a Second Chance Checking Account at American National Bank.

If American National Bank at 1901 N Commerce St does not have Second Chance Checking, you can try checking out other banks in Ardmore.

Banking Tips

Having your own checking account straight into the negative and subsequently not paying it back is nothing a person should have to go through. Having stacking fees from Non Sufficient Funds fees, it can be hard to pay the cash back. If you are having problems getting a new checking account, you need to get a second chance checking account.

When a bank offers you a new bank account like this, they know that you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you've got money problems with different financial institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You will get a second chance checking account, and sometimes the banks will just take off a couple capabilities to help ensure your account does not get into the negative once again. Once you get a new start with a second chance checking account, make certain you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never go into the negative with your bank account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

The next thing you know, the person eventually cashed your check and you now have 4 charges that put your bank account in the negative. That would be 4 NSF service fees. So together with your second chance bank account, you should ensure you retain an eagle eye on all charges. Not only will you build trust with the new bank, but you can get better at taking care of your finances.


American National Bank

1901 N Commerce St

Ardmore, OK

(580) 226-6222