Second Chance Checking, American National Bank, Ardmore, OK

Find a new account for people on Chexsystems in Ardmore OK

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American National Bank, Ardmore, OK

Have you been able to get a second chance checking account at American National Bank?  

0 people have gotten a Second Chance Checking Account at American National Bank.

If American National Bank at 1901 N Commerce St does not have Second Chance Checking, you can try checking out other banks in Ardmore.

Banking Tips

Having your own checking account into the negative and then not paying it back is nothing a person should have to experience. Having increasing fees from Non Sufficient Funds fees, it might be hard to pay the money back. If you are having problems getting a new checking account, you need to get a second chance checking account.

Whenever a bank gives you a new bank account similar to this, they know that you have had some problems in the past with other banks. If you try to open an account with a bank that does not have this program, you will be denied a new checking account. The only thing they would let you open is a savings account, and that does not help that much.

When you've money troubles with different financial institutions, they put your name on a list called chexsystems. It is a list that is used by all the major banks, and when you try to open a new account, they check it. It is somewhat similar to credit history, but it is not the same thing. Besides getting a no chexsystems checking account, getting a second chance checking account will be the fastest thing you can do to get a checking account.

You can aquire a second chance checking account, and sometimes the banks may simply take off a few abilities to help make certain your bank account doesn't go into the negative again. When you get a fresh start with a second chance checking account, make certain you watch it very closely. You want to manage your account well, because if it goes into the negative even once, they will mostly close your account.

So to make things easier and never enter the negative with your new bank account, you need to monitor all charges and write them down. When you write a check, you make sure you keep a record of it. Some people do not cash checks for weeks, and sometimes it can be easy to forget you wrote a 500 dollar check and that person didn't cash it yet. Then you end up thinking you have an extra 500 dollars in your account and you buy a few things.

Next thing you realize, the person finally cashed the check so you now have 4 charges that put your bank account in the negative. That's 4 NSF charges. So along with your second chance banking account, you should make sure you keep an eagle eye on all expenditures. You won't just build trust with the new bank, but you will get better at managing your money.

 

American National Bank

1901 N Commerce St

Ardmore, OK

(580) 226-6222


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